Rules Of Policy

Cover is provided on a monthly basis.
No reserves are built up and therefore no surrender values are payable when cover ceases
This is a voluntary group scheme
A general waiting period of 6 calendar months.

Minimum entry age is 18 years old and maximum entry age for main members is 65 years old
Maximum cover for main member is R30 000.00
Membership can only commence on the 1st day of the month.

Claim

As soon as possible after the claim event and within the time period limits set out in the policy schedule, please notify the insurer of the event and complete the claim form.

Notification period from the date of the event should be within 6 calendar months from the date of the claim event.

Submission of all required documentation to assess the claim should be within 12 calendar months from the date of the claim event.